OUR STARTEGYUsing methodologies based on international best practices in micro-finance delivery
Benefits of ZAKAH Initiative Loan Productsimproved livelihoods of individuals and businesses
By creating pathways to financial stability, business growth, and improved quality of life thereby ensuring holistic economic empowerment for all beneficiaries.
ECONOMIC EFFECTPromoting Financial Inclusion
By offering loans tailored to both Businesses, individuals as well as small and medium-sized enterprises (SMEs)
The loan products provided by ZAKAH Initiative have far-reaching effects on Nigeria’s economy, influencing key areas such as financial inclusion, entrepreneurship, job creation, and poverty alleviation.
Group Loan
Strengthens community financial structures and fosters peer accountability.
SME Loans
Driving entrepreneurship and boosting small business capacity.
Festival Loans
Provides timely support for seasonal expenses and business opportunities.
Individual Loan
Offering complete independence and personal financial empowerment.
Assets Loan
Enables acquisition of essential tools and resources for increased productivity.
DISBURSEMENT PROCESSseamless process that empowers borrowers to achieve their financial goals effectively.
combining efficiency, security, and transparency,
The disbursement process is designed to be efficient, transparent, and accessible to ensure borrowers receive funds promptly while maintaining accountability and compliance with financial best practices. Below is a detailed breakdown of the process:
3 Step Disbursement Process
STEP 1
APPLICATION
STEP 2
ASSESSMENT
STEP 3
DISBURSEMENT
Let's talk about how you can gain access to affordable, flexible financial products
We provide low-interest microloans, savings programs, and customized financial products tailored to meet the unique needs of economically marginalized groups, particularly women, small business owners, and rural communities.